masterivo.FiBu to go

The German version is legally binding; this translation is for convenience only.

Deutsche Fassung (maßgeblich) / German version

Terms of use (AGB) for FiBu to go

As of: 03.11.2026

1. Provider and scope

These terms of use apply to the learning app “FiBu to go” (web app at https://fibu.masterivo.com and installed versions of the app). The provider is Matthias Wolfgang Beurer, 7A, Rue Rochecouste, 74438 Forest Side, Curepipe, Mauritius, email: support@masterivo.com (“we”). They govern the relationship between us and you as a user of the app.

The offer is directed exclusively at customers resident outside the Republic of Mauritius and Georgia. No contract will be concluded with consumers resident in Mauritius or Georgia. Before ordering, you state your country of residence; it is passed to Dodo Payments and cannot be changed on the payment page.

English: The offer is directed exclusively at customers resident outside the Republic of Mauritius and Georgia. No contract will be concluded with consumers resident in Mauritius or Georgia. Before ordering, you state your country of residence; it is passed to Dodo Payments and cannot be changed on the payment page.

2. Purchase via Dodo Payments

Access passes for FiBu to go are sold by our online retailer Dodo Payments, Inc. together with the companies of its group, Dodope Payments Limited and Sarvapanchhi Technologies Private Limited (contact address according to Dodo Payments: Cosmos Workspaces, Indiranagar, Bengaluru 560075, Karnataka, India; email: support@dodopayments.com), hereinafter “Dodo Payments”. Dodo Payments is the seller and contracting partner for the purchase (Merchant of Record). Dodo Payments handles the order, payment, invoice and value added tax. The Buyer Terms of Dodo Payments apply to the purchase in addition. This does not give rise to any claim to a refund after unlocking (see section 6).

3. Services

FiBu to go teaches financial accounting under the Industriekontenrahmen (IKR) at vocational school level: lessons, practice tasks, journal entry trainers, multiple-choice practice tests, practical mock exams and Excel templates with sample solutions.

  • Free without a pass: the placement test and a sample exercise with a few tasks.
  • With a pass: all lessons and bookkeeping courses, explainer videos, trainers, mock exams and Excel templates for the term of the pass. After unlocking, the content is loaded from the internet and stored on your device.

There is no user account. Your learning progress is stored only on your device; it is lost if you delete the browser or app data. The app serves exam preparation. We do not owe any particular learning or exam success. The content is not tax or legal advice. We may update content and further develop the app as long as the scope of the services is not significantly reduced.

4. Passes and term

The weekly pass (7 days) and the monthly pass (1 month) are offered. Exam passes (2 months and 2 weeks) and annual passes (12 months) that have already been bought remain valid unchanged until their end date. The term begins with the purchase. The prices shown at the time of purchase apply, in each case including value added tax.

A pass is a one-time payment. It does not renew automatically and ends at the end of its term without cancellation. Your learning progress remains on your device afterwards; you can buy a new pass at any time.

4a. Trial day “Try 1 day for free”

Where offered in the app, you can try FiBu to go free of charge for one day. For this, you store your payment details with our online retailer Dodo Payments; the contract is concluded by the “Order with obligation to pay” button on the payment page and begins immediately with the trial day.

  • Duration: The trial day lasts 24 hours from the start. We tell you the exact end of the trial (date and time) before the order and in the confirmation by email. During this time, all content is unlocked.
  • Cancellation during the trial day: You can cancel at any time until the end of the trial without giving reasons, via “Cancel contracts here” or by email to support@masterivo.com. Then nothing is charged, and your access ends at the end of the trial.
  • Without cancellation: At the end of the trial, the price of the monthly pass (9,90 € including value added tax) is charged once. For this you receive a monthly pass with one month of access from the charge.
  • No subscription: The contract then ends automatically. There is no renewal and no further charge; you do not have to cancel anything. If a further charge should accidentally occur, we will refund it in full without delay.
  • Once per person: The trial day is available once per email address and not if a purchase already exists for this address. If a further trial day is obtained by deception, for example with different details, we may end it without access; nothing is charged for it.

Otherwise these terms of use apply to the trial day, in particular section 6 on the right of withdrawal. The residence rule from section 1 also applies to the trial day.

For educational institutions, the term and conditions agreed in the respective offer apply (e.g. three months from activation within an activation period).

5. Cancellation

You do not have to cancel passes; they end automatically at the end of the term. You can cancel the trial day until the end of the trial, in which case nothing is charged (section 4a). If you would still like to make a declaration about your contract, you can do so at any time:

A cancellation does not end a pass early against a refund; you can continue to use the app until the end of the term. The right to extraordinary termination for good cause remains unaffected.

6. Withdrawal and refund

As a consumer, you have a statutory right of withdrawal. Because FiBu to go is unlocked immediately after the purchase, you expressly request the immediate start before the purchase and confirm that you thereby lose your right of withdrawal; it expires upon unlocking (§ 356 para. 5 BGB). After unlocking, withdrawal is excluded. The purchase price is then not refunded, not even in part (e.g. in case of non-use or an earlier end of the course); your statutory rights in case of defects remain unaffected. Details can be found under Withdrawal and refunds.

7. Rights of use

For the term of your pass, you receive the simple, non-transferable right to use FiBu to go for your personal further education. A pass can only be used on one device at a time. If you sign in on another device, the previous device is signed out at its next online confirmation; you can sign in there again at any time. Access codes are personal and must not be passed on, published or sold. The content (texts, tasks, cases, Excel templates) is protected by copyright; you may not reproduce, distribute or make it publicly available unless the law permits this. In case of misuse, in particular the passing on of access codes, we may block the access concerned.

8. Availability and technical requirements

You need a device with a current browser (e.g. Chrome, Safari, Edge or Firefox). After the first load, the app also works without an internet connection; an internet connection is required for purchase and unlocking. A pass that has been bought must also be briefly confirmed online at least every 30 days; we then check whether the purchase is still valid (e.g. has not been refunded). We endeavour to ensure availability that is as uninterrupted as possible but cannot guarantee it, for example in case of maintenance or disruptions at service providers.

9. Defects

The statutory rights in case of defects in digital products apply. Please report errors or problems to support@masterivo.com first so that we can fix them quickly.

10. Liability

We are liable without limitation for intent and gross negligence, for injury to life, body or health, under the Produkthaftungsgesetz (Product Liability Act) and to the extent of any guarantee assumed. In case of slight negligence, we are only liable for breach of an essential contractual obligation, the fulfilment of which is a prerequisite for the proper performance of the contract in the first place and on whose observance you may regularly rely; liability is then limited to the damage typical for the contract and foreseeable. Otherwise, liability is excluded.

11. Changes to these terms

Amended terms apply to purchases made after the change. For passes that have already been bought, they apply only to the extent that the law permits this or you agree.

12. Final provisions

The law of the Federal Republic of Germany applies, excluding the UN Convention on Contracts for the International Sale of Goods. If you are a consumer, the mandatory consumer protection provisions of the state in which you have your habitual residence remain unaffected. Should a provision be invalid, the contract remains valid in all other respects.